Stress And Money
Stress is a natural part of life and below you will find some very helpful stress management
tips to help you keep stress at bay
I am running behind in my schedule, I grab takeout food
for the family even when I planned to cook. If Iím
tired, this is the solution. I have joined gyms
before and ended up not ever going because my schedule
became too hectic.
can be a cause of stress for anyone. Single moms or stay at home moms may
stress more about money because they are the only provider or not actively
employed to help with bills. If money is a stressor for you, here are some
helpful tips to combat it.
money is the biggest money concern. The bills are due and the bank balance
wonít cover it and leave money for food, daycare, and the like. Thinking about
the possibility of the problem repeating itself next month lends additional
stress to the equation.
you do anything else, sit down and look at your expenses. Every family has
hidden expenses that can be eliminated to save a bit of money.
and other things are expenses that can be done away
with. Takeout food adds up over the course of a month.
That same money could have been used for a trip to the
grocery store which would have provided meals for more
than one night.
Monthly bills for impulse purchases are a financial
sinkhole. A couple I know decided that if they didnít
have the cash on hand to pay for something they would
not buy it. Credit card interest rates were eating them
alive each month. They did keep a credit card handy for
emergencies but that was it.
good rule of thumb is to sleep on it before making a
purchase. This seems inconvenient but it could save
money. If you feel the same tomorrow, then buy it.
Some people wake up the next morning and rethink the
decision to buy. Right there youíve saved some dough.
family budget can put a stop to excess spending. Take a
look at the income for all parties. Subtract the
monthly bills like utilities, car payments, insurance,
mortgage, and childcare. Whatever is left can be put
into line items such as groceries, medical, car repairs,
and miscellaneous. Itís okay to eat out if it wonít
wreck the rest of the budget.
Another way to relieve the money burden is to start a
home business. I found that, by taking control of my own
destiny, I could stop putting all the stress and
responsibility on my husband. This helped us bring in
some much needed income, and it removed all the weight
from his shoulders.
at home moms can avoid money stress through
organization. Keep clear and concise records for tax
purposes. Send out invoices at the same time each
month. Perform contracted work for clients that have
paid in advance to avoid payment issues later on.
are just a few tips to keep money from becoming a
stressor in your life. Setting a plan and sticking to
it is the best way to foil money problems.
Real Life Guidance
- A great site filled with information for women.
- If you have fallen
into a debt trap,
you can take comfort
from the fact that
you are not the only
one. Getting out of
debt trap is not
Read this article
- Here are three
important steps to
take when it comes
to saving money on
New Car Financing.
- Here are some
Energy saving tips