Compare Medicare Plans
Coosing a Medicare plan is
very important. It is important that you compare
Medicare plans against others to be sure that you choose
a plan that works best for you. Here is information on
how to compare Medicare Plans
Seniors Need to Review and Compare Medicare Plans
(ARA) - This is an important time of the year for
seniors. Once a year, they have the opportunity to
review, change and add to their Medicare plans
including Part D, Medicareís prescription drug
benefit. Now through Dec. 31, 2008 is Medicareís
annual open enrollment period. It is also the chance
for those not enrolled in the prescription drug plan
Part D to enroll.
During these challenging economic times, it is
important seniors ensure their drug benefit plan
meets their health and pocketbook needs. The federal
Medicare Part D prescription drug program is
designed to provide greater access to prescription
drugs for Medicare beneficiaries -- regardless of
income, health status, or prescription drug usage.
The good news is that this program works, delivering
on its promise to save money for seniors on their
prescription drugs with affordable premiums and low
co-payments. With Medicareís prescription drug
benefit Part D, seniors save $1,200 a year on
average on prescription drugs. In fact, a recent
national survey of seniors for "Medicare Today"
shows that nearly 71 percent say they have reduced
their spending on prescription drugs. The survey
also shows that seniors give their prescription drug
program very high marks: 90 percent say they are
satisfied with their plan -- an increase of 12
points since the prescription drug program started
Current and potential beneficiaries can speak with a
Medicare counselor for information about the benefit
by calling (800) MEDICARE or (800) 633-4227.
Beneficiaries should have on hand a list of the
prescription drugs they take, including the dosage
and frequency, and a preferred pharmacy. Seniors
have until Dec. 31 to make any changes or to enroll.
For many the next opportunity will be in November of
2009, so the time to do it is now.
During the open enrollment period seniors should:
* Review their drug benefit plans annually.
Premiums and benefits do change every year, as do
the prescription drug needs of seniors. To ensure
the prescription drug benefit is meeting the
beneficiaryís current need, plans must be reviewed
* Compare with other available plans.
If a beneficiary feels they are paying too much for
their prescription drug benefit or that certain
drugs are not covered under their current plan, they
should compare it with other available plans in the
state. There is a wide variety of choices in
coverage plans to fit every seniorís budget.
Affordable Medicare drug benefit plans are available
in all 50 states, and plan options vary in costs and
the drugs that are covered. To compare a current
plan with others visit www.medicare.gov to use the
Medicare Options Compare tool.
* Enroll now.
If an eligible senior is not enrolled in Medicare
Part D, now is the time to enroll. The best time to
sign up is when the beneficiary is first eligible
for Medicare. Late enrollees may incur a penalty
fee. To enroll and find a plan that meets the
seniorís needs visit www.medicare.gov to use the
Medicare Prescription Drug Plan Finder.
* Consider the low income subsidy.
More than 3 million people eligible for financial
assistance to help cover the cost of their
prescription drugs are not enrolled in Part D. Those
who qualify for the low-income subsidy can receive
the benefit at little to no cost. To determine if
you are eligible, contact the Social Security
Administration (SSA) at (800) 772-1213 or visit
Courtesy of ARAcontent
Healthy Menu Mailer
Your Very Own
That Plan the Meals
and Make out the
Grocery List For You
Spending Time with
Your Family! You
will get delicious,
healthy meal ideas
by e-mail each week!
- This handheld
nutrition and diet
device can be used
as a calorie
calculator with any
dietary program and
can be customized to
fit any individual's
specific diet needs.
The Weight Loss Diet
- The Original
Foods eBook. Try
foods & diet to lose
that extra fat to
attain a slim & fit
body. This will
ensure a healthy,
happy and long life.
Get Fit While You
- 36 Exercises you
can do almost
Step by Step
- An Easy to
Understand, Step by
Reduction Plan That
Will Have You Saying
Goodbye to Cottage
Cheese Thighs and
Hello to Sexy,
- Classic natural
health eBooks help
people lose weight,
gain energy, reduce
memory, detox, etc
Connected : Solutions By Email
our free monthly newsletter packed with motivational
thoughts, articles, tips, products and resources to help
you make your family's life healthier and fun. We help
you handle today's tough issues like healthier lifestyles,
child development, education, self-appreciation and
Receive Monthly Newsletter
2002-03 Real Life Solutions & Aurelia Williams. All Rights Reserved.
Us | Contact Us |
| Opportunity |
| Links |
Policy || Web
Design by Lindsey Web
Design || Contact Us