It is fairly easy to create a family budget but the hard part is sticking to it.  With the demands of all the wants and needs of kids, it can be challenging to keep a close eye on your money matters. Here are some simple tips to save money and help you stick to your family budget:

1 -  Plan meals before shopping – Never go grocery shopping on an empty stomach. You will want to buy everything you see on the shelves. You may think it’s silly, but you will be amazed at the results if you try it.  If you plan your meals before you head to the grocery store, you will have a detailed list of the items you need to purchase. Be sure to stick to the items that are on the list.

2 - Buy off-brand products – Most off-brand products taste much the same as their counterparts. There are a few, like mayonnaise for example, that taste slightly different. For the most part, if you are trying to stick to a budget, buying off-brand products can save you a lot of money. And don’t forget to clip and use coupons, too!

3 -  Bring your lunch to work – Be sure to do the math. If you spend a minimum of $5.00 per day on lunch (that’s a cheap lunch!), at the end of the week, you’ve racked up $25.00. With gas prices on the rise every day, that extra $25.00 could come in handy if you drive to work, too. Instead of eating out, fix your lunch to bring with you.
Take Care,
Aurelia Williams

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